Deepestate

Data sources

HUD, Census and FHFA data are U.S. government works. Mortgage rates are from Freddie Mac's Primary Mortgage Market Survey, retrieved via FRED (Federal Reserve Bank of St. Louis), and attributed to Freddie Mac. Default assumptions (down payment, closing costs, vacancy, repairs, management, insurance) are not data: they are typical investor rules of thumb, labeled as assumptions in every report and editable in the form.

Deepestate does not use listing-site data (Zillow, Redfin, Realtor.com) and does not appraise individual homes. ZIP figures use Census ZIP Code Tabulation Areas, which closely approximate postal ZIP codes.